Group Term Life Insurance

Group Term Life Insurance  


At a Glance

Affordable group insurance rates have been made possible as a result of The Arc and the Insurance Administrator negotiating with the underwriter. Use this Plan to supplement other coverage or to secure a “starter” policy.

Plan Features:

  • Choice of benefits
  • Economical group rates
  • Choice of beneficiary
  • Members & Dependents are eligible for coverage

Review your cost of living regularly to be sure your life insurance is adequate. With the Group Term Life Insurance Plan it's easy to update your coverage.


Want More Information?

View the Forms & Links section and download a no-obligation application and brochure containing detailed plan information including costs, exclusions, limitations and terms of coverage

Forms & Links

Insurance Application and Brochure

These form(s) are in Adobe Acrobat Reader (PDF) format and are available for downloading and printing.

Important: The Hartford does not offer Replacement policies

Tell me more


Where available This program may vary and may not be available in all states.



Type of Insurance: Group Term Life Insurance
Underwritten by: Hartford Life and Accident Insurance Company
Policy form number: Life Form Series includes GBD-1000, GBD-1100, or state equivalent
Group Policy Number: AGL-1935


Important Notes:

This website explains the general purpose of the insurance described, but in no way changes or affects the policy as actually issued. In the event of a discrepancy between this website and the policy, the terms of the policy apply. All benefits are subject to the terms and conditions of the policy. Policies underwritten by Hartford Life and Accident Insurance Company detail exclusions, limitations, reduction of benefits and terms under which the policies may be continued in full or discontinued. Complete details are in the Certificate of Insurance issued to each insured individual and the Master Policy issued to the policyholder. This program may vary and may not be available to residents of all states.

Contact Us

We're here to help! Please contact us in whatever manner is most convenient for you.

Program Administrator

Mercer Consumer
12421 Meredith Drive
Urbandale, IA 50323
 M-F 8a-5p CT

Underwritten by:
Insurance Company

Hartford Life and Accident Insurance Company
One Hartford Plaza
Hartford, CT 06155


Answers to commonly asked questions.
  • How much insurance can I purchase through this program?

    You can apply for $50,000 through $250,000 of coverage, in $50,000 increments.
  • Can I also insure my family members?

    Yes, you can also apply for coverage on your spouse (through age 64) and your children(14 days through age 23).
  • Are lower non-smoker rates available?

    You qualify for nonsmoker rates if you have not smoked cigarettes, cigars or a pipe, or used chewing tobacco, nicotine chewing gum or snuff during the 12 months before submitting an application for life insurance.
  • When is the coverage effective?

    When your application is approved by the insurer and we have received your first premium payment, your insurance will become effective as of the first of the month coinciding with or following approval. However, if on that date you are not Actively-at-Work, you will not be so covered until the first day you are Actively-at-Work. However,should the Effective Date be a non-work day, insurance will still become effective on that date if you are otherwise Actively-at-work on the last preceding scheduled work day.
  • Do I have to meet with an insurance agent?

    Issuance of this policy is handled over the Internet and the mail. You can review the materials in the privacy of your home and purchase your policy directly through the mail without meeting with an agent. You can, of course, talk to a licensed representative if you’d like. Please click the Contacts section for the toll-free number.
  • What if I have second thoughts after I apply?

    You will have 30 days from the date of receipt to review the insurance certificate. If you are not satisfied with the terms of the certificate, simply return it to the Insurance Administrator and any premiums paid will be refunded in full, minus any claims paid.

Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.